In today’s dynamic economic environment, reliable access to finance plays a pivotal role in empowering individuals, families, and businesses. Pyramid Finance Limited, headquartered in Goa, stands tall as a trusted non-banking financial company (NBFC) offering tailored financial services across a wide spectrum of needs—ranging from personal loans and business credit to investment and savings schemes.
Rooted in professionalism, transparency, and customer-centricity, Pyramid Finance Limited is designed to serve both urban and rural Goa with affordable, flexible, and timely financial solutions. The organization has carved a niche for itself by delivering not just capital, but also confidence and convenience, helping clients unlock opportunities, manage emergencies, and build secure financial futures.
Pyramid Finance Limited operates with a deep understanding of Goa’s diverse demographics, evolving business climate, and regional financial inclusion goals. Established with a mission to bridge the credit gap and promote responsible borrowing, the company has emerged as a dependable financial institution with a strong regional footprint.
Whether it's an individual seeking short-term liquidity, a trader requiring business capital, or a household managing healthcare expenses, Pyramid Finance ensures fast, secure, and accessible finance—while maintaining strict regulatory compliance and ethical lending practices.
Pyramid Finance Limited offers a comprehensive suite of lending and financial management products designed to meet various financial goals and life situations. Their services are structured around simplicity, accessibility, and affordability.
Unsecured and tailored for salaried individuals, professionals, and self-employed borrowers, personal loans are one of the core offerings.
Features:
Instant approvals with minimal paperwork
Loan amounts ranging from ₹10,000 to ₹5 lakhs
Flexible tenures from 6 to 36 months
Competitive interest rates
No collateral required
Common Use Cases:
Medical expenses
Travel and holidays
Education and training
Wedding and event planning
Home improvements
For customers seeking larger funds, Pyramid Finance provides secured loans against residential or commercial property. These loans are useful for business expansion, education abroad, debt consolidation, and other high-value needs.
Key Features:
Higher loan amounts based on property value
Long repayment tenure (up to 15 years)
Attractive interest rates
Quick processing with doorstep service
Legal and technical evaluation support
Pyramid Finance understands the challenges faced by micro, small, and medium enterprises (MSMEs) and offers business loans customized for their growth requirements.
Product Highlights:
Working capital funding
Machinery and equipment purchase
Inventory financing
Vendor or distributor credit
Retail and trade loans
Special Support For:
Retailers and shop owners
Service providers
Contractors and vendors
Start-ups with informal bookkeeping
In addition to lending services, Pyramid Finance also offers regulated savings and investment products, enabling customers to grow their money safely.
Available Products:
Fixed Deposits (FD) with high interest rates
Recurring Deposit (RD) schemes for disciplined savings
Monthly Income Plans for retirees and homemakers
Cumulative investment plans for wealth creation
Benefits:
Assured returns
Flexible tenures
Premature withdrawal options
Nomination facility
For customers looking for quick short-term finance, Pyramid Finance offers instant gold loans against pledged gold ornaments.
Advantages:
Instant disbursal within 30 minutes
Transparent valuation using karat meters
Up to 75% of market value as loan
Short and long-term repayment options
Safe, insured gold storage
With a growing number of operational centers, Pyramid Finance has built a wide presence across Goa, making financial services accessible to both city dwellers and people in semi-urban and rural areas.
Major Locations Served:
Panaji
Margao
Vasco da Gama
Mapusa
Ponda
Bicholim
Curchorem
Pernem
Canacona
Quepem
The organization aims to continually expand into underbanked areas, promoting grassroots-level financial inclusion through door-to-door outreach and awareness programs.
Pyramid Finance streamlines loan application processes by reducing paperwork and making eligibility criteria practical and inclusive.
Identity Proof (Aadhaar Card, PAN, Voter ID)
Address Proof (Utility Bill, Passport, Ration Card)
Recent passport-size photograph
Income Proof (Salary slip / bank statement / GST return / ITR – as applicable)
Minimum age: 21 years
Indian citizen residing in Goa
Steady income source or collateral depending on loan type
The evaluation team is trained to assist first-time borrowers, helping them understand loan terms clearly and transparently.
Pyramid Finance uses an efficient internal approval mechanism, ensuring minimal delays in disbursal. For most eligible applicants, loans are approved and disbursed within 24 to 48 hours, depending on verification and documentation.
EMI via NACH/auto-debit
Post-dated cheques
Monthly interest with bullet repayment (gold loan)
Digital payments via UPI, net banking, or app
Cash deposit at the nearest branch
Loan accounts are monitored in real time, and customers receive regular updates via SMS, WhatsApp, and printed statements.
Customer privacy and data protection are a priority at Pyramid Finance. The company complies with RBI guidelines on NBFC data handling, and ensures:
Encrypted digital storage of documents
Access control for all customer information
Consent-based sharing protocols
Regular audits to identify security lapses
Non-disclosure agreements for staff and vendors
This ethical approach ensures customer trust and financial dignity, especially among those new to formal finance.
Recognizing that many borrowers are first-time users of formal finance, Pyramid Finance integrates basic financial education into its customer interactions.
One-on-one counseling at branch level
EMI planning tools and goal calculators
Multilingual brochures and explainers
Workshops in local communities on budgeting
Awareness drives on fraud protection and digital literacy
These efforts help customers make informed decisions about borrowing, savings, and long-term financial planning.
Pyramid Finance follows a no-predatory lending policy, ensuring that borrowers are not over-leveraged or misinformed.
Key Responsible Lending Measures:
Transparent disclosure of interest rates and fees
Loan amounts matched to repayment ability
No hidden charges or processing surprises
Cooling-off period for major loans
Grievance redressal mechanism available
The company’s goal is not just to lend, but to uplift and support customers through ethical finance.
Pyramid Finance Limited employs a diverse and trained workforce that blends domain expertise with regional knowledge and empathy. The company encourages a culture of learning, accountability, and service.
Credit Appraisal and Risk Assessment
Legal and Documentation
Collections and Customer Relationship Management
Financial Planning Advisors
Administrative and IT Support
Staff members are trained regularly on compliance, customer service, conflict resolution, and product innovation, ensuring consistency across all branches and channels.
As a registered NBFC, Pyramid Finance is committed to full regulatory compliance and operational transparency.
Regular reporting to the Reserve Bank of India (RBI)
Internal audits and statutory audits
Compliance with KYC/AML norms
Grievance redressal system as per RBI norms
Interest rate disclosures under Fair Practices Code
The company's internal audit teams review lending activity, accounting practices, and customer interactions to ensure risk minimization and accountability.
Pyramid Finance has implemented a proactive risk management system to identify and mitigate credit, operational, and market-related risks.
Credit scoring models for unsecured loans
Collateral evaluation protocols for LAP and gold loans
Real-time monitoring of repayment behavior
Trigger-based alerts for delayed payments
NPA (Non-Performing Asset) tracking dashboard
By deploying both human and algorithmic evaluations, the company safeguards its financial health and customer relationships.
Recognizing that financial circumstances can change, Pyramid Finance offers repayment rescheduling, restructuring, and hardship assistance wherever necessary.
Soft collections and friendly reminders
No harassment or coercion
Legal notices only as a last resort
EMI deferment plans during emergencies
One-time settlement (OTS) options for distressed borrowers
All recovery personnel follow a code of conduct, with accountability to customer rights and dignity.
Over the years, Pyramid Finance Limited has gained credibility and trust through:
Thousands of loans disbursed with high repayment rates
Serving low-income and underbanked populations
Expanding to multiple towns and talukas in Goa
Building long-term repeat customer relationships
Recognition from regional trade and welfare bodies
These milestones reflect the company’s mission to be an inclusive and impact-driven financial partner for Goans.
Deep understanding of local financial behavior and cultural context.
From ₹10,000 personal loans to ₹50 lakh secured credit.
Disbursal within 24-48 hours with minimal paperwork.
No hidden fees, prepayment penalties, or complex terms.
Human touch with modern tech, available near you.
Fully compliant with RBI and data protection norms.
Serving first-time borrowers, informal sector, and underserved communities.
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